• What is a Real Estate Investment Trust (REIT)?

    Investing in real estate can be very profitable, but it comes with it share of headaches. Along with the monthly rent payments, you get to deal with bad tenants, maintenance issues, and liabilities--and that's just for residential real estate. Commercial...
  • How to Value a Masterpiece

    Experts tell us that to figure out the value of fine art, the investor must take the following steps: Examine the physical condition of the work to find any tears or damage Authenticate by looking for the artist's signature Compare the piece...
  • What is a Pyramid Scheme?

    It it's too good to be true, it probably is. That adage is especially true in financial markets when it comes to pyramid schemes or "Ponzi" schemes. From the SEC : In the classic "pyramid" scheme, participants attempt to make...
  • Using Fundamental Analysis to Choose Investments

    Fundamental analysis is the process of examining a company's financial statements and future prospects to determine whether you should own a stock. Analysts use fundamental analysis to identify the "intrinsic value" of an asset, and then...
  • What Happens When U.S. Rates Rise?

    We've been discussing the possibility of the Fed raising rates for some time now. This WSJ video from 2015 talks about the winners and losers in the event of higher rates in the U.S. Though this article is dated, it is still relevant because rates...
  • MIllenials Buying Homes

    Do you hope to own a home someday? Do you want to build equity and stop paying rent so your landlord can build equity? It's possible. As the infographic below shows, one third of Americans below the age of 35 own their own home. And yet, in spite...
  • Wealthy Investors Choose Real Estate

    A recent article on CNBC reveals that wealthy investors allocate a significant portion of their portfolios to real estate and private equity because publicly traded shares don't offer enough opportunity. From the article ( Acton, 21 Oct 2016 )...
  • Why Do Interest Rates Matter?

    We've been living with low interest rates for years now. Do interest rates matter? The video above explains very simply that rates matter to the economy in general and to people in particular. For savers, low interest rates are hurting their retirement...
  • First Time Homebuyer Pitfalls

    Buying a home for the first time can be nerve-wracking. So many unknowns--from the borrowing costs, insurance costs, home maintenance costs, and so much more. This article from Bankrate.com lists 11 Must-Dos for the First Time Homebuyer. Among them...
  • Renting or buying? Where to live?

    Financially, buying often makes more sense than renting, but not always. According to this article on CNN Money ( Vasel, 21 Apr 2016 ): If a retiree does not plan to pass the home on to heirs, it's nearly always cheaper to rent than to buy, according...
  • Renters v Buyers: Who's More Nervous

    You will find more statistics at Statista According to this new infographic, homeowners are less likely than renters to feel anxiety over the cost of housing each month. Perhaps it has something to the population of folks who rent v those who buy. And...
  • Should Millenials Buy A Home?

    With the threat of higher interest rates and continued low home prices, now may be the time for millenials to buy a house. From MarketWatch ( Fottrell, 27 Oct 2015 ): Millennials have received a lot of criticism for holding back the housing market...
  • History of Mortgage Loans

    Mortgage loan rates have varied significantly over the years, and with them the condition of homeownership in the U.S. This infographic shows the history of mortgage loan rates over the years. For discussion: What is the mortgage payment on a $300...
  • The History of the Mortgage Loan

    The most recent press release from the U.S. Department of Housing and Urban Development (HUD) showed that home sales in January 2016 slowed down from the month prior and from the same month last year: WASHINGTON – Sales of new single-family houses...
  • The American Dream: Owning Your Own Home

    Back in 2009, the Economist asked the following questions ( 16 Apr 2009 ): So attempts to expand home ownership have contributed to the wider economic crisis without succeeding in their own terms. How does that affect the arguments for supporting home...
  • Real Estate Rebounds

    Home prices are recovering. That's good news for anyone who bought a house during the financial crisis. From Realtor.com ( Davis, 27 Oct 2015 ): Home prices continued their year-over-year rises in both July and August, according to the S&P...
  • Real Estate: Public or Private

    To invest in real estate, investors have several choices. First, they can buy property one by one and collect rental income or sell the property. Or, investors can buy real estate investment trusts (REITs) which are investment companies (like mutual funds...
  • Housing Market Fails Some

    The housing market has been bouncing back, but not for everyone. For some markets, prices have not bounced back enough. In this video, we see the story of one family that fell on hard times just as the credit crisis hit the nation. They fell behind on...
  • Are House Prices Shutting Out First Time Buyers?

    This CNN Money article (26 Mar 2015 ) reports that house prices are rising faster than wages are rising. While that's good news for the homeowners whose homes were underwater after the credit crisis, it's not such good news for first time home...
  • Investing in Maritime Assets

    Investing in maritime assets is something we don't hear about very often. Shipping delivers revenues, which in turn delivers yields. For discussion: What are the big risks associated with the shipping industry? What factors can change...
  • Real Estate Investing

    Real estate investing can be daunting, but this infographic describes how to invest in real estate and how to secure funding. Infographic courtesy of auction .com
  • What Not to Invest In

    According to this CNBC article by Ric Edelman , founder and CEO of Edelman Financial Services, you will not hear his firm recommending the following list of 15 investments. From the article: That's why I sometimes say that the advice we don't...
  • New Risk in Mortgage Market

    Source: http://us.spindices.com/indices/real-estate/sp-case-shiller-us-national-home-price-index Credit standards for mortgages come and go. At one time, a prospective homebuyer would have been asked to document every dollar in his/her account and...
  • Does Real Estate Drive the Economy, or Does the Economy Drive Real Estate?

    Berlin is booming. Millionaires are buying luxury real estate at prices significantly lower than comparable digs in London or Paris. For discussion What are some of the negative consequences associated with the luxury property boom in Berlin...
  • Bank of America Stock Following News of Lawsuit Settlement

    This week, Bank of America CEO Brian Moynihan announced that the bank agreed to a settlement of the firm's "last big fight over faulty home loans." According to Bloomberg (Son, 22 Aug 2014 ): The settlement with the U.S. Justice Department...